How to Plan, Pack, and Stay Safe on Your Adventures
Retirement, the years after people turn 65, is often considered the golden years for travel. In 2020 and 2021, many retirees had to delay 鈥渂ucket list鈥� trips because of the COVID-19 pandemic. Many countries have updated their visa and visitor requirements to include immunizations against COVID-19. However, as of 2024, most countries do not require immunization against COVID-19. Now, senior travelers want to make up for lost time. This is especially compelling for seniors over 75 who want to travel.
Yet travel has more risks today, around COVID-19, crowded transport, and frequent delays and disruptions. Seniors 75 and older have challenges with their health and capabilities. Here鈥檚 what you and your family need to plan senior travel safely and in good health.
Plan and Spend More, Pack Less
Many of today鈥檚 senior travelers are experienced, part of the first generation of backpackers and budget adventurers.
Others are new to travel but want to take trips while they can. The catch is that 鈥渁n adventure鈥� looks different at 75, 85, or 90 than at 25.
To plan senior travel, consider where you want to go, what you want from the experience, and what you enjoy today.
You may have liked traveling independently, but would senior travel groups, where you meet new people while someone else takes care of the details, be a better experience now?
Be honest about what you can do and your concerns and limitations: this is the first step to finding travel solutions.
Budget for Travel with Comfort and Security
Older travelers often find that they value quiet, safety, and convenience.
So, for your trip, budget 15 鈥� 30% more than you would have in your younger days for increased comfort and security. Your boosted travel budget may be spent on:
- Choosing flights that depart and arrive during daylight hours or that are more direct
- Booking a better level of flight class or lodging for quiet and comfort
- Being prepared to take taxis or Uber
- Paying a 鈥渟ingle supplement鈥� for hotel rooms on senior travel tours or a cruise cabin if you are traveling alone
- Ensuring that you have travel insurance
Pack Smart and Light
Pack lighter than you used to. As travel expert Rick Steves says, 鈥淥n your trip, you’ll meet two kinds of travelers: those who pack light and those who wish they had.鈥�
A good tip is to make sure you can lift each bag over your head into a luggage locker yourself. Check out his here.
To be fashionable while packing light, check out .
Use Technology To Track Flights and Luggage
Tech-savvy seniors can use apps to track their flights, bookings, and more. Download your airline鈥檚 apps for flight updates.
Save copies of your travel documents and a spare photo of your passport on your phone or in an online document space like Dropbox.
You can ask a friend or relative to set you up with this tech, but work on learning how to use it yourself. Giving your phone to a stranger is a security risk.
Tech can help with your luggage, too. Try an in your checked luggage to track it. And invest in a portable charger 鈥� an external battery for your phone and other devices 鈥� to bring with you so your devices are always live.
Finally, choose a contact from your friends or family in case of an emergency. Give them a detailed copy of your itinerary, including dates, times, and booking and contact numbers for transport and lodging.
If you need to provide any medical documentation for your travel, give them copies of that, too. It鈥檚 wise to give them the number of your main doctor or medical practitioner, just in case.
You can send your contact check-in calls or messages to let them know you are OK and traveling on time.
Best Service: Agents, Senior Tours, and Cruises
Travel agents, senior travel groups, and cruises can all help seniors have the trips they dream of with less stress and worry. There鈥檚 also support for seniors at TSA and airports if you book it in advance.
Travel Agents Simplify Senior Travel
Travel agents are a great place to start for supported travel, for a solo senior, or for travel with friends or family.
For a small fee, a travel agent can organize a convenient itinerary, linking multiple forms of travel and places to stay.
Travel agents can also request carrier support and tell you what forms or IDs you must provide. Importantly, you will also have the travel agent as a backup if anything goes wrong.
Senior Travel Groups, Tours, and Cruises Give a Complete Travel Experience
Senior travel tours and cruises can seem like a clich茅 for seniors who want to see the world. Yet their efficiency and support have real benefits for older travelers.
Travel groups for seniors provide transport, guidance, and companionship. You will enjoy time with others who want to visit and experience similar activities you are interested in.
If you have health or disability challenges, specialist tour companies can provide accessible travel experiences (here鈥檚 an ). Search for 鈥渁ccessible travel鈥� or 鈥渁ccessible tours鈥� in the places you want to visit.
Cruises offer the convenience of staying and traveling in the same place, aboard a large, well-equipped ship. There鈥檚 more to cruises today than short shore trips and buffets.
Many cruises are the best way to see places such as the shores of Alaska or the islands of the South Pacific. A large cruise ship is an excellent way for an extended family to travel, providing something for everyone. And on a cruise ship, qualified staff can provide physical and medical support, with nurses and a sick bay.
With online reviews available, it鈥檚 easy to find senior travel tours or cruises that suit you and your travel personality.
Ways Seniors Can Get Assistance During Travel
Additional support is available for older travelers. You may benefit from the following.
- In the USA, the TSA can provide . Call the TSA Cares line 72 hours before travel at (855)787-2227.
- Skycap services in airports and redcap services in train stations can help you physically move luggage and get to transfers. You may need to book and pay for these services in advance.
- Most hotels have wheelchair-friendly rooms, which are also good places to stay if you use a walker.
- Online, you can find lists of hotels and lodging for travelers with .
- The online resource has empowering advice for wheelchair travelers of all ages.
If you have serious medical needs or more than one disability, your best travel support is a friend or family member traveling with you. Hiring a medical travel companion for flights or other transits is possible.
The Best Travel Insurance Plans for Seniors
For US Citizens Traveling Abroad
Single Trip Platinum Travel Insurance
- For U.S. citizens and residents up to age 95
- Includes pregnancy coverage, baggage loss, trip interruption & more
- 24/7/365 service and assistance
For Travel to the USA or Globally
Patriot Platinum Travel Insurance
- Maximum limits up to $8,000,000
- IMG pays 100% of medical expenses in-network
- Evacuation due to Natural Disasters & Political Unrest
When Traveling Over 75, Expect Some Checks and Limitations
Be aware that seniors over 75 may face some limitations as they travel. For example, you can鈥檛 rent a car in some countries in 鈥� 75 in Greece and Ireland, 80 in Portugal.
You may also be asked to confirm that you are in good health for certain types of travel. Cruises or long-haul flights are within their rights to ask you for a completed medical certification or fitness to travel form.
Since 2020, fitness-to-travel forms have been required for seniors on many cruises. If you ask for assistance on a plane, your airline will likely ask you for this, too.
Completing a fitness-to-travel form usually requires a doctor鈥檚 appointment. You will be asked to complete this form within 7 to 14 days of travel.
If you are asked to provide a fitness-to-travel form, you can carry a printout of this form with you.
Finally, if traveling with many medications, you may need documentation to bring them through customs. Travel with your medications in their pharmacy bottles or daily dose packages sealed by your pharmacist.
This provides proof that they are your personal medications. Loose pills in a daily medication box may not be allowed through customs.
Be Secure and Aware
Unfortunately, older travelers are targets for travel crime: scams, hustles, and bag grabs. Travelers who look frail or tired are vulnerable to this. Follow good travel safety practices.
Avoid being out after dark, or if you are, go with companions you know and use secure transportation.
Many seniors over 75 have reduced hearing or use hearing aids. Reduced hearing makes it hard to hear in the loud environments of airports and train stations, and on planes and trains.
You can miss announcements or not hear important things your travel companions are saying. Check with information desks, or ask your companions to repeat themselves, if necessary. And let your companions know to double-check with you about those important things.
How Old Is Too Old for Travel?
With all of these concerns for travelers over 75, how old is too old for travel? This is a different decision for every individual, based on their own faculties and fitness. You may be deciding this for yourself. Or you may be helping a parent or relative decide.
It鈥檚 important to note that senior travel tour guides and airline stewards are not personal carers. In an example , travel expert Kristen Veldman noted, “You can’t expect to ask a tour leader to nurse you as well, and be there for you 24/7 for medical care.
Tour guides don’t have the time, skills, and knowledge for it.鈥� If you are managing multiple health challenges and want to travel, bring your own support person for your own needs.
Is it possible to travel with mild memory loss or dementia? Professionals recommend that people with dementia always be accompanied when they travel, and that travel time be short, three to five hours.
Caregiver.com has a to decide if someone with dementia is well and safe enough to travel. Doctors advise that patients with dementia due to the lower oxygen on planes, leading to confusion on or after the flight.
To answer the question 鈥淐an I travel?鈥� for yourself or a loved one, consider your answers to these questions.
- Would you receive a fitness to travel pass from your doctor?
- Are you able to move quickly in an emergency on a plane?
- Can you see, hear, and remember well enough to manage your own medications and travel documents?
- Are you confident that you can deal well with travel delays or being questioned by customs?
Again, if there is any doubt, the best travel support is a friend or family member traveling as a companion.
Senior Travelers Need Travel Insurance
All senior travelers need and should have insurance. The to ensure that older travelers are safe, especially overseas.
For U.S. seniors, and Medicare do not cover your health care if you travel outside the United States.
Minor coverage is available through an extra plan 鈥� look for the phrase 鈥渇oreign travel exchange.鈥� But there is a lifetime benefit cap for expenses outside the U.S.
Older people sometimes hesitate about buying travel insurance. Excuses include, 鈥樷�橧 never used to buy it in the past,鈥� 鈥樷�橫y kid did a semester abroad and didn鈥檛 need it,鈥� and 鈥淢y family will look after me.鈥�
With COVID-19 increasing risks around health, if you didn鈥檛 need it before, you need it now. And it鈥檚 unfair to expect your family to take on large expenses like hospitalization or rescheduling flights.
The saying, 鈥淚f you can鈥檛 afford travel insurance, you can鈥檛 afford to travel,鈥� is especially true if you are over 75. Travel insurance is more expensive for travelers aged 80 and above.
This is due to the increased risk of medical events. But this cost is minor compared to the thousands of dollars in medical costs.
Family members often buy travel insurance for elderly parents coming to visit them. This checklist can help you and your family get the most for your travel insurance dollars.
- Look for a plan with good trip cancellation and delay coverage.
- You may need to look for a more generous plan for pre-existing conditions.
- Consider the plan鈥檚 deductible 鈥� the amount you need to pay first. A higher deductible makes plans more affordable.
Planning on visiting your grown children in the US for up to six months? Consider one of these travel insurance options for parents visiting the US.
Prioritize, Plan, and Enjoy
Over 75, you may not travel the way you used to. And that鈥檚 all right. It鈥檚 also OK to have your later-in-life trips be about you and what you enjoy now.
What鈥檚 vital is that you get what you want from travel, whether keynote experiences or time with family, without undermining your health and well-being.
Understanding yourself and what you need and making plans to get what you need will bring you the good time you want from your senior travel.
Find the Best International Travel Insurance
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Emily Cotlier is an experienced communications consultant and business analyst, senior analyst at New Zealand鈥檚 Parliamentary Counsel Office, specializing in visas, immigration, international relocation, and managing finance, insurance, and real estate.
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